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  1. Form FWP ROYAL BANK OF CANADA Filed by: ROYAL BANK OF CANADA
    EDGAR SEC Filings | 03:56 PM EST

    http://archive.fast-edgar.com/20241121/AI22A222ZC22OTYZ252P2Z424NWBCK22Z262 Filed on: November 21, 2024.

  2. Form 424B2 ROYAL BANK OF CANADA
    EDGAR SEC Filings | 02:59 PM EST

    http://archive.fast-edgar.com/20241121/A822A222ZC228TYZ252I2Z42MLDL2K22Z262 Filed on: November 21, 2024.

  3. Form 424B2 ROYAL BANK OF CANADA
    EDGAR SEC Filings | 02:38 PM EST

    http://archive.fast-edgar.com/20241121/A82ZA222ZC228TXZ252I2Z42MLDLZK22ZQ62 Filed on: November 21, 2024.

  4. Form 424B2 ROYAL BANK OF CANADA
    EDGAR SEC Filings | 01:05 PM EST

    http://archive.fast-edgar.com/20241121/A82TA222ZC228TXZ252I2Z42MLDLZK22Z262 Filed on: November 21, 2024.

  5. Form 424B2 ROYAL BANK OF CANADA
    EDGAR SEC Filings | 12:16 PM EST

    http://archive.fast-edgar.com/20241121/A82JA222ZC228TXZ252I2Z42MLDLZK22Z262 Filed on: November 21, 2024.

  6. Form 424B2 ROYAL BANK OF CANADA
    EDGAR SEC Filings | 11:20 AM EST

    http://archive.fast-edgar.com/20241121/A822A222ZC228TXZ252I2Z42MLDLWK22Z262 Filed on: November 21, 2024.

  7. Form 424B2 ROYAL BANK OF CANADA
    EDGAR SEC Filings | 11:16 AM EST

    http://archive.fast-edgar.com/20241121/A822A222ZC228TXZ252I2Z42MLDLMK22Z262 Filed on: November 21, 2024.

  8. Form 424B2 ROYAL BANK OF CANADA
    EDGAR SEC Filings | 10:58 AM EST

    http://archive.fast-edgar.com/20241121/A822A222ZC228TXZ252I2Z42MLDLCK22Z262 Filed on: November 21, 2024.

  9. Form 497J VANGUARD MUNICIPAL BOND
    EDGAR SEC Filings | 10:32 AM EST

    http://archive.fast-edgar.com/20241121/AQ2ZM22CZ22OM2ZZ2M2G2WY7NBQAZZ22ZC62 Filed on: November 21, 2024.

  10. Form 424B2 ROYAL BANK OF CANADA
    EDGAR SEC Filings | 10:00 AM EST

    http://archive.fast-edgar.com/20241121/A82ZA222ZC228TWZ252I2Z42MLDLZK22ZG62 Filed on: November 21, 2024.

In general the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk and credit and default risks for both issuers and counterparties. Unlike individual bonds, most bond funds do not have a maturity date, so avoiding losses caused by price volatility by holding them until maturity is not possible.

Lower-quality debt securities generally offer higher yields, but also involve greater risk of default or price changes due to potential changes in the credit quality of the issuer. Any fixed income security sold or redeemed prior to maturity may be subject to loss.

Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

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