Ocrolus engages with Fannie Mae to streamline mortgage income calculations

Integration provides mortgage lenders with automated, Fannie Mae-calculated income evaluations for more confident, efficient lending decisions

NEW YORK, Sept. 15, 2025 /PRNewswire/ -- Ocrolus, an AI-driven data and analytics platform that enables financial institutions to make faster, more accurate decisions, today announced its integration with Fannie Mae's Income Calculator, enabling lenders to automate income calculations for self-employed and rental income borrowers directly within their existing workflows while originating loans with greater confidence and minimized risk exposure.

This direct integration allows Ocrolus to seamlessly send extracted income data and supporting information from borrower documents to Fannie Mae's Income Calculator, returning more accurate income evaluations that make loans eligible for enforcement relief from representations and warranties by Fannie Mae on the income calculation. These results are clearly labeled and displayed within the Ocrolus Dashboard and synced to Encompass with casefile IDs and alerts, aligning automated income calculations with GSE-compliant guidelines.

This integration helps address common challenges in income calculation, which is one of the most time-consuming and error-prone elements of mortgage underwriting. Inaccurate or inconsistent income evaluations delay loan processing and increase compliance risks and potential errors.

"By leveraging Fannie Mae's Income Calculator, lenders can enhance their origination processes, improve loan quality, and better serve their customers." said Mark Fisher, Vice President of Single-Family Credit Risk Solutions at Fannie Mae. "By collaborating with technology service providers, we're making it easier for lenders to accurately calculate income for self-employed borrowers and streamline their underwriting processes."

By integrating with Fannie Mae's trusted tool, Ocrolus is delivering a standardized, automated income calculation process that:

• Improves underwriting accuracy and reduces the need for manual income calculation.
• Increases lender confidence through the display of Fannie Mae-calculated income amounts.
• Aligns lenders with GSE-compliant guidelines, minimizing friction and risk.
• Returns Fannie Mae Income Calculator Findings to the originator through Ocrolus, all within the Encompass interface.

"Integrating with Fannie Mae's Income Calculator provides a new level of validation for more than 130 mortgage partners who trust Ocrolus' data and analytics in their lending workflows," said Sam Bobley, CEO and co-founder of Ocrolus. "Adding real-time, Fannie Mae income assessments directly within the Ocrolus Dashboard allows lenders to make more confident decisions using tools they already know."

To learn more about Ocrolus' AI-powered data and analytics for mortgage lenders, or to schedule a demo, visit www.ocrolus.com.

About Ocrolus

Ocrolus is an AI-powered data and analytics platform that enables financial institutions to make faster, more accurate decisions. The company analyzes documents with over 99% accuracy regardless of format or quality, supporting a wide variety of document types including bank statements, pay stubs and tax forms. Ocrolus provides over 400 customers with a trusted solution to classify documents, analyze cash flows and income and detect fraud. To learn more visit Ocrolus.com.

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SOURCE Ocrolus