Fixed Income, Bonds & CDs
Whether you are an experienced bond investor or thinking about investing in bonds and CDs for the first time, we have the people to enable you to get the most out of Fidelity's bond resources. Give us a call and let's discuss how we can help.
Fixed Income Specialists
Strategically located in regional teams nationwide, our fixed income specialists work with you and your financial consultant to provide bond strategies and trading expertise when you need it.
- Build a bond ladder to create an income stream.
- Review your fixed income analysis report.
- Take advantage of our new issue offerings with minimal transaction costs.
High Net Worth Bond Desk Services
If you have a large and complex bond portfolio and have over $3 million in bonds or CDs to invest, then our High Net Worth Bond Desk could be right for you.
- Dedicated 1:1 relationship for your fixed income portfolio
- In-depth review of your bond holdings through your fixed income analysis report
- Automatic access for clients of Fidelity Private Wealth Management®
Financial consultants play a central role in understanding your overall financial situation. Understand how they engage with fixed income specialists to meet and deliver your bond investing needs.
- A trusted partner that can help you build, manage, and preserve your wealth while providing overall guidance regarding your investment portfolio
- A dedicated 1:1 relationship accessible over the phone or face-to-face meetings at our Investor Centers nationwide
Why Buy Bonds & CDs at Fidelity
At Fidelity we aspire to provide you with a broad set of resources to help you build and manage your bond portfolio – and to do so at low and transparent prices. That combination equates to a great value for you.
- Engage with sophisticated yet simple to use tools on the web.
- Leverage Fidelity’s fixed income specialists and let us generate your personalized Bond Ladder or Analysis report for you.
The Value of Managed Accounts
Investment professionals do the work for you by actively managing your money. You gain:
- The experience of Fidelity through all kinds of markets and a sophisticated approach to risk management.
- Access to proprietary and third-party research.
- A dedicated portfolio specialist for in-depth quarterly and annual reviews.
Fidelity keeps you informed
- Fidelity.com provides secure and easy access to your account and performance information.
- Account activity reports provide detailed information on trades made in your account.
- A year-end tax statement reports all account transactions and tax basis information.
Buying New Issue Bonds
Fidelity makes certain new issue products available with no transaction fee.* Fidelity may receive compensation from issuers for participating in the offering as a selling group member and/or underwriter.
Accessibility of new issues varies for individual investors, with the Treasury market most accessible and the corporate market least accessible.
News & Analysis
Dedicated ResourcesVolatile bond market
- Hartford & CT News
- Puerto Rico Resources
- Illinois News
Fidelity ViewpointsHow to start investing in bond funds NEW
- Bonds: The impact of a murky economic outlook
- Quarterly market update: Q3 2017 key takeaways
3rd Party NewsKiplinger: Boost Your Returns with Brokered CDs
- Bond Buyer News
Municipal Borrowers Guides
California (PDF) NEW
VideosNavigating changing interest rates (6:03)
- Navigating the Fixed Income, Bonds & CDs page on Fidelity.com (7:15)
- Evaluating interest rate risk in your fixed income portfolio (3:39)
- Trading limit orders in the fixed income market at Fidelity (5:02)
ToolsAssess your interest rate sensitivity (PDF)
StrategiesViewpoint – How and why to build a bond ladder
Fixed Income Webinars — LiveRefine your strategy – Sign up for webinar invites NEW
Fixed Income Webinars – RecordingsRevealing the truth about bond pricing (56:39) NEW
- Fixed income and Bond Investing Tools (59:22)
- Municipal bonds and the new issue process (57:41)
- Making your cash work harder with Model CD Ladders (47:29)
StudiesCompetitive Bond Pricing Study
- Barron's survey, Fidelity #1 Online Broker
- Online Bond Trading Study (PDF)
Outside ContributorsMSRB New School
View MSRB Video
- SEC – Municipal Bonds: Understanding Credit Risk (PDF)
Take a CourseLeveraging fixed income & bond investing tools on Fidelity.com
Guidance provided is educational.