CD Ladders

Model CD Ladders provide an easy way to invest in multiple Certificates of Deposit (CDs) at a time, blending longer-term CDs with shorter-term CDs. By selecting one of the three models shown below you can easily filter our new issue CD inventory using a set of objective screening criteria to model your own CD Ladder (requires login).
Learn more about how Model CD Ladders work and the screening methodology deployed.

1-Year Ladder

(4 CDs)

1.80
3 mo
2.15
6 mo
2.40
9 mo
2.70
12 mo
Ladder APY: 2.26

2-Year Ladder

(4 CDs)

2.15
6 mo
2.70
12 mo
2.95
18 mo
3.30
24 mo
Ladder APY: 2.77

5-Year Ladder

(5 CDs)

2.70
1 yr
3.30
2 yr
3.40
3 yr
3.35
4 yr
3.45
5 yr
Ladder APY: 3.24
  RATES AS OF 2:54 PM ET 07/05/2022