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RIVERHEAD N Y REF GOBDS SER. 2004 B 03.25000% 06/15/2011
CUSIP 768738SS6 Pay Frequency SEMI-ANNUALLY Coupon 3.250 Maturity Date 06/15/2011 Moody's Rating AA3 S&P Rating AA- Material Events YES Call Protection YES Sinking Fund Protection YES Put Option NO Bond Type Municipal Interest Accrual Date 11/04/2004 Issue Date 11/04/2004 Dated Date 11/04/2004 First Coupon Date 12/15/2004 Next Coupon -- Last Coupon -- Workout Date 06/15/2011 Use of Proceeds GEN PURP/PUB IMPT State NY Insurer MBIA Federally Taxable NO Subject to Alternative Minimum Tax NO Minimum Investment Qty 5 Incremental Investment Qty 5 Marginable YES Original Issue Discount [OID] -- Pre-Refund NO Escrow to Maturity NO Delivery BOOK ENTRY First Settlement Date 11/04/2004 Bank Qualified NO Original Payment Rate 3.08000 Day Count Basis 30/360 Coupon Type FIXED Current Rate Effective Date 03/23/2005 Reset Frequency -- Benchmark Reference -- Benchmark Formula -- Next Reset Date -- Next Reset Rate -- Minimum Rate -- Maximum Rate -- -


